top of page
Barracks-to-Bungalows
Learning Center
The ABCs of Home Loans
Here, we simplify the home loan process. We bring you real-life stories, expert insights, and easy-to-follow guides. This isn't just a blog - it's a consumer-led community. Begin your journey from Barracks-to-Bungalow today. You've earned this.
Fred Gallegos
Mar 8, 20242 min read
How to Buy a House the Easy Way: A Step-by-Step Guide
Welcome to your stress-free home buying guide. I'm Fred Gallegos, a veteran mortgage lender with over 30 years of experience, known for...
0 comments
Fred Gallegos
Dec 4, 20233 min read
Why VA Loan Assumptions in Grand Junction Are Facing Closing Challenges
Discover the hurdles of VA loan assumptions in Grand Junction: key insights into why closing these loans is challenging for buyers and selle
0 comments
Fred Gallegos
Dec 4, 202310 min read
'3% Lower': Making Housing Affordable for Buyers and Sellers!
Tackling the Housing Affordability Crisis: Achievable Homeownership in Any Rate Environment Remember the 3% mortgage rates of 2021? If...
0 comments
Fred Gallegos
Dec 4, 20233 min read
PCS Orders: A Guide to Housing Options for Active Military Personnel In Colorado
Today, I'm addressing a crucial topic for military members: how to effectively navigate todays housing market in the middle of a...
0 comments
Fred Gallegos
Dec 1, 20235 min read
My Innovative Approach to VA Loan Pre-Approvals In Grand Junction
My Innovative Approach to VA Loan Pre-Approvals Are you someone who believes every key has its own special use? Veteran homebuyers...
0 comments
Fred Gallegos
Sep 26, 20233 min read
Applying for a VA Mortgage in Grand Junction: A Step-by-Step Guide
Have you ever stood at the foot of a Grand Mesa, gazing up at its majestic peaks and wondered, "How do I get to the top?" That's how many...
0 comments
Fred Gallegos
Sep 22, 20232 min read
From Pre-Approval to Closing: Understanding The Mortgage Process
Ever felt like mortgages were a locked puzzle box of financial jargon? Trust me, it doesn’t have to be. With over 30 years in the...
0 comments
Fred Gallegos
Sep 21, 20233 min read
Should You Shop Around for Mortgage Rates? Here’s Why It Matters!
Decimals That Dictate Your Dream Home Ever wondered if those few decimal points on a mortgage rate really make a difference in the grand...
0 comments
Fred Gallegos
Sep 20, 20236 min read
My Unique Approach to VA Loan Pre-Approvals
“Do you believe that every key, no matter how ornate or plain, has a lock it's destined to open?” Just like that key, every veteran...
0 comments
Tony Gallegos
Sep 8, 20236 min read
Colorado Housing Market: How to Buy a House in Your 20s
Tackling Colorado's Housing Scene Colorado's housing market is constantly changing. With property prices going up and fewer homes...
0 comments
Fred Gallegos
Sep 7, 20234 min read
A Guide to Choosing the Right Real Estate Agent
A Vital Decision: Choosing the Right Real Estate Agent The Colorado real estate market is as dynamic and unique as its famous mountain...
0 comments
Fred Gallegos
Sep 6, 20232 min read
The Truth Behind Your Pre-Approval: The Surprising Differences in How Much You Can Actually Afford
Imagine this: you're on the brink of realizing your dream of owning a home in Colorado. You've done your research, you've talked to...
0 comments
Fred Gallegos
Sep 5, 20233 min read
Unlocking Homebuying Success: The Missing Link Between Realtors and Lenders
Today, I'm diving into a crucial aspect of the homebuying journey that often gets overlooked: the powerful partnership between real...
0 comments
Fred Gallegos
Aug 29, 20232 min read
Debunking DIY Renovation Dreams: Why Your Vision and Reality May Diverge
Navigating Renovation Waters: Expert Insights and No-Nonsense Tips Buying a home comes with a world of choices. But understanding a...
0 comments
Fred Gallegos
Aug 27, 20232 min read
Rocky Mountain Reality Check: Local vs. Non-Local Lenders in Colorado's Tight Market
Separating Myths from Reality: Throughout Colorado, with less homes on the market and interest rates climbing, there’s a myth that's been...
0 comments
Fred Gallegos
Aug 25, 20232 min read
Rising Mortgage Rates and Their Impact on the Housing Market
It's a fact: we're seeing the highest mortgage rates in over 20 years. Whether you're in Colorado, Georgia, or any other state, this...
0 comments
Fred Gallegos
Aug 24, 20232 min read
VA Jumbo Loans in 2023: Get Your Million-Dollar Home with 0% Down!
The Power of VA Jumbo Loans Unveiled Misinformation can be a door that closes opportunities. When it comes to VA jumbo loans, there's...
0 comments
bottom of page